Our Investment & Capital Protection Plans

Contractually guaranteed wealth plans and international business brokerage services designed for global professionals, entrepreneurs, and cross-border families worldwide.

Capital Protected Growth Plan

Capital Protected Growth Plan

Up to 160% Capital Return Guaranteed • Capital Protection

Get 100% of the growth of top global blue-chip companies without risking your principal. If markets drop, your original money is guaranteed by contract.

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Key Specifications & Safeguards

Term / Horizon 10, 15, or 20 Years
Min. Contribution From $250 / month ($3,000 / yr)
Currencies USD
Protection Type Capital Protection
Contractual guarantee: 100% at 10 years, 140% at 15 years, and 160% at 20 years
0% downside risk: your original money cannot decrease if held to maturity
Loyalty bonus cash added to your plan: up to 20% in extra bonuses
Tax-deferred growth: your money compounds offshore with zero annual taxes
Direct family transfer: 101% pays directly to your beneficiaries without probate court delays
Recommended Profile: Anyone who wants stock market growth but refuses to risk losing money in a market crash.
Global Monthly Savings Plan

Global Monthly Savings Plan

Up to 105% Extra Allocation & 22.5% Loyalty Bonuses • Disciplined Savings

A simple, automatic monthly savings plan that invests in top global funds (BlackRock, Fidelity, Morgan Stanley) with extra bonus money added to every deposit.

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Key Specifications & Safeguards

Term / Horizon 5, 10, 15, 20, or 25 Years
Min. Contribution From $250 / month ($3,000 / yr)
Currencies USD · EUR · GBP
Protection Type Disciplined Savings
Extra allocation bonuses: receive 101% to 105% on your annual deposits
Loyalty bonuses: earn up to 22.5% in extra milestone bonuses over your term
Completely portable: keep your plan no matter which country or employer you move to
Multi-currency savings: choose USD, EUR, or GBP to protect your purchasing power
Freedom to pause, increase, or adjust your contributions as your life changes
Recommended Profile: Expats and professionals who do not have an employer pension and want to build a million-dollar retirement fund.
Lump-Sum Investment Portfolio

Lump-Sum Investment Portfolio

Full Liquidity & 0% Early Exit Penalties on Plus Tier • Lump-Sum Capital

Invest a single lump sum into global funds with full flexibility, zero policy fees, and immediate liquidity whenever you need access to your capital.

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Key Specifications & Safeguards

Term / Horizon Flexible Milestones
Min. Contribution $10,000 (Standard) or $100,000 (Plus Tier)
Currencies USD · EUR · GBP
Protection Type Lump-Sum Capital
Plus Tier ($100k+) offers full access to your cash with zero surrender penalties from day one
Standard Tier ($10k+) administration fees drop to 0% after year 5
Free fund switching: change your investment mix anytime at no extra cost
Private holding structure: protected from local banking restrictions
Seamless multi-currency options in USD, EUR, and GBP
Recommended Profile: Investors with cash from business sales, inheritance, or bonus liquidity seeking safe, global compounding.
International Markets Shield

International Markets Shield

Up to 160% Capital Protection Guarantee • Global Diversification

Invest in the fastest-growing economies across Europe, Asia, and developed global markets with contractual 100% to 160% capital return guarantees.

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Key Specifications & Safeguards

Term / Horizon 10, 15, or 20 Years
Min. Contribution From $250 / month ($3,000 / yr)
Currencies USD
Protection Type Global Diversification
Guaranteed capital return floors: 100% (10 yrs), 140% (15 yrs), 160% (20 yrs)
True global diversification beyond domestic North American markets
Loyalty bonus cash rewards for staying invested
Protected from local political disruptions and domestic currency devaluation
Safe, direct transfer to your loved ones without probate courts
Recommended Profile: International investors seeking global growth without exposing their money to international market crashes.
Guaranteed Fixed Income Plan

Guaranteed Fixed Income Plan

Contractual 3.50% – 4.50% Fixed Annual Return • Fixed Safe Yield

A conservative, zero-risk alternative to low bank savings accounts. Earn a guaranteed fixed annual interest rate backed by institutional-grade bonds.

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Key Specifications & Safeguards

Term / Horizon 3, 5, 7, or 10 Years
Min. Contribution $10,000 Lump Sum or $2,400 / yr
Currencies USD
Protection Type Fixed Safe Yield
Guaranteed annual interest rates: 3-Yr (3.50%), 5-Yr (3.75%), 7-Yr (4.00%), 10-Yr (4.50%)
100% principal safety: zero stock market risk, zero volatility, zero surprises
Zero annual management fees: you keep 100% of the interest you earn
Receive predictable income payouts or let it compound automatically
Ideal safe haven during times of global economic uncertainty
Recommended Profile: Conservative savers tired of low bank interest who want a safe, predictable return with zero market risk.
Universal Investment Portfolio Bond

Universal Investment Portfolio Bond

Hold All Assets in One Place & Borrow up to 40% • All-in-One Custody

Consolidate your global stocks, ETFs, mutual funds, and bonds under one single holding account. Borrow up to 40% of your account value on demand without selling your assets.

Apply for this Plan

Key Specifications & Safeguards

Term / Horizon Custom 3 to 10 Years / Flexible
Min. Contribution $75,000 (Standard) or $250,000 (Select Tier)
Currencies USD · EUR · GBP
Protection Type All-in-One Custody
Complete investment freedom: hold stocks, funds, ETFs, and bonds in one place
Emergency cash access: borrow up to 40% against your portfolio without selling anything
Transfer existing investments into the account without paying liquidation fees
Zero setup charges, zero custody fees, and zero currency exchange charges
Designate your beneficiaries directly: complete privacy and no probate hassles
Recommended Profile: High-net-worth individuals and business owners wanting to organize their global assets into one convenient, tax-efficient account.

The Underlying Growth Engine

Your capital captures 100% of the upside in the world’s most profitable enterprise market leaders—backed by contractual 100% to 160% downside protection floors.

Dynamic Institutional Allocation • Real-Time Index Weightings
LIVE ALLOCATION
Top 10 Companies by Weight Core Growth Holdings
Company Symbol GICS Sector
NVIDIA CORP NVDA Information Technology
APPLE INC. AAPL Information Technology
MICROSOFT CORP MSFT Information Technology
AMAZON.COM INC AMZN Consumer Discretionary
ALPHABET INC A GOOGL Communication Services
BROADCOM INC AVGO Information Technology
ALPHABET INC C GOOG Communication Services
Meta Platforms, Inc. Class A META Communication Services
JP Morgan Chase & Co JPM Financials
BERKSHIRE HATHAWAY B BRK.B Financials
Sector Breakdown Asset Allocation
100%
Core Equity
Information Technology
Financials
Health Care
Consumer Discretionary
Communication Services
Industrials
Consumer Staples
Energy
Utilities
Materials
100% – 160% Guaranteed Return Floor contractually locked at maturity
0.0% Downside Risk — Total insulation against equity bear markets
Institutional Custody in premier AAA-rated jurisdictions

Business Brokerage: Facilitating the Buying & Selling of Businesses

Miibanc acts as a dedicated business broker. We facilitate the buying and selling of businesses, bridging entrepreneurs, private equity buyers, and corporate leaders across international borders.

Selling a Business with Miibanc

Selling a Business (Sell-Side Representation)

Business Valuation • Buyer Vetting • Exit Protection

We guide business owners through the divestiture journey, preserving company confidentiality while securing maximum market valuation. Our sell-side desk coordinates buyer NDAs, diligence data rooms, asset/share purchase agreements, and escrows.

Accredited Valuation: Multi-method valuation models (DCF, Comparable Multiples, EBITDA normalization)
Blind Buyer Outreach: Anonymous teaser distribution to pre-screened international buyers
Deal Structuring & Closing: Defending enterprise value during due diligence and purchase agreement negotiations
Capital Preservation Integration: Roll liquidation proceeds into 100%–160% guaranteed wealth floor portfolios
Buying a Business with Miibanc

Buying a Business (Buy-Side Acquisition)

Target Sourcing • Commercial Due Diligence • Cross-Border Closing

For investors, entrepreneurs, and corporate entities seeking expansion, we identify vetted acquisition targets matching precise financial metrics and sector parameters. We manage comprehensive due diligence and craft tax-efficient acquisition vehicles.

Target Identification: Curated deal pipeline of profitable, established commercial businesses
Due Diligence Coordination: In-depth verification of customer concentration, historical earnings & compliance
Jurisdictional Structuring: Cross-border holding structures, corporate trusts & tax minimization
Transaction Financing & Advisory: Structuring earn-outs, vendor take-back financing, and post-sale governance

Frequently Asked Questions

Clear answers about capital protection, business brokerage, lock-up periods, and international structuring.

Miibanc is an international business broker. For sellers, we perform certified business valuations, prepare confidential Information Memorandums (CIM), screen qualified buyers under strict NDAs, negotiate purchase agreements, and facilitate closing escrow. For buyers, we source vetted off-market targets, coordinate financial due diligence, and structure tax-efficient acquisition holding vehicles. Additionally, business sellers can roll their sale proceeds directly into our contractual 100% to 160% capital protection wealth structures.

The 160% Capital Protection Floor is a legally binding contract feature provided by our Tier 1 institutional carriers. It ensures that if the markets perform poorly over your selected investment horizon (e.g., 20 years), you are guaranteed to receive at least 160% of your original deposited capital back at maturity, completely shielding you from downside market risk.

No. While our plans are designed for long-term growth and maximum guarantees are awarded for longer horizons, your capital remains highly liquid. You can access penalty-free withdrawals, pause contributions, or decrease your monthly allocation at any time depending on the specific wrapper structure chosen.

Our institutional portfolios utilize offshore life insurance wrappers domiciled in premier AAA-rated jurisdictions (such as the Isle of Man or Puerto Rico). Under international law, capital growing within these wrappers accumulates entirely free of capital gains tax and income tax. Taxes are generally only applicable upon repatriation to your home country, subject to local laws.

Due to strict SEC regulations and FATCA compliance, offshore capital protection products and institutional insurance wrappers are legally restricted from being marketed to or held by US citizens or tax residents. These structures are engineered specifically to help global expats and international citizens secure their wealth away from domestic volatility.